SBI Card: Credit Card Payment 7.4.18

The SBI Card Mobile App serves as a comprehensive tool for managing credit card accounts effectively while on the move. With a user base exceeding 10 million SBI Credit Cardholders, the app provides a secure and convenient platform to oversee credit card activities.

Key features of the SBI Credit Card App include:

• Easy Registration: Users can register their SBI Credit Card details on the app with minimal steps, ensuring a quick and efficient onboarding process.
• Secure Access: The app offers robust security measures, including password protection, MPIN, and biometric login options.

Account Management Features:

• Credit Card Statements: Users can view or download monthly statements and access transaction history with just a few clicks.
• Bill Payment: The app supports various payment methods, allowing users to pay the total or minimum due amount through debit cards, internet banking, or UPI.
• EMI Options: Recent transactions can be converted into flexible equated monthly installments (EMIs).
• Spend Tracking: The Spend Analyzer feature helps users monitor their spending patterns effectively.
• Card Access: Users can view their credit card details without needing to carry the physical card, facilitated by OTP authentication.
• Card Management: Changing/resetting PINs, checking disputed transactions, and requesting card blocking or reissues due to loss or damage can be done swiftly through the app.

User-Friendly Transaction Management:

• Usage Preferences: Users can configure transaction settings for domestic and international use.
• Transaction Limits: Set limits for online, contactless, ATM, and POS transactions tailored to individual needs.
• Profile Management: Update personal information such as address or contact details effortlessly.
• Tokenized Services: Establish limits for payments via tokenized services like SBI Card Pay.

Payment Options:

• 'Scan to Pay': This feature allows users to make payments at any Bharat QR-enabled merchant conveniently.
• Add-on Cards: Share card benefits with family members by applying for an add-on card directly through the app.
• E-Store Shopping: Users can pay utility bills, shop for vouchers from top brands, and even manage travel bookings within the app.
• Balance Transfer: Transfer outstanding balances from non-SBI Credit Cards with ease, selecting from available repayment options.
• Credit Limit Requests: Users can submit requests for credit limit increases quickly and easily.

The app also facilitates the application process for new SBI Credit Cards, offering a diverse selection tailored to various needs. Applicants can benefit from features like complimentary airport lounge access, welcome bonuses, rewards points, and more—all with minimal documentation required for instant approval through the mobile platform.